I hope that this article will help you save a bundle on wedding insurance, follow the simple guidelines and you will also save money on your caravan insurance.
In order to get the best caravan insurance quotes you need to know what discounts are available from the insurer and make sure you qualify for as many as possible – some things you can do for free such as joining one of the caravanning website forums, whereas others, such as fitting a lock on your driveway gates can be done for limited expense.
If you already have a security devise you must check with your provider that it is eligible for a discount as providers will vary their discount depending on what you have. If you do have a locking, tracking device, or an alarm, ensure that the make and model check that this will be eligible for the discount.
Some caravan insurance companies offer an online discount of as much as 10%, and buying online take less time as your policy documents can often be emailed to you straight away.
Most providers will base they insurance premium on the level of security that applies to your caravan. If you have your caravan hidden from view, locked behind gates or stored in one of the CaSSOA Gold storage site, then you could receive a discount from your provider.
Another excellent way to reduce your premium is a no claims bonus; many insurance companies will offer discounts for those who have had previous experience of caravanning or towing and have not claimed within the last three years.
If you are aged 30 or above and have previous caravan experience you could find a caravan insurance specialist company who could give you up to 10% off your premium because they consider you pose less risk.
You can also get discounts for being a member of a caravanning club or by subscribing to specialist magazines such as Practical Caravan – this is because the insurance company assumes you will be a more knowledgeable and safer caravanner as a result.
Before you ask for a quote make sure you know exactly what you might be entitled to by way of discount such as storage and security of your caravan. Insurance companies insist on complete honesty and this is always the best policy as at the point of claim any “bending of the truth” on your application could invalidate your claim.
What you should know about Insurance Companies
If you think you may be entitled to a discount that has not been mentioned make sure you ask at the point of enquiry as it may not be clear and you could lose out.
The key is making sure you let the insurer know about anything that might earn you a discount so that they can give you the most competitive quote possible. Always remember though, the cover and service on offer is just as important as the price, so when comparing premiums you need to make sure you are getting like-for-like quotes that include everything you need, and with the quality of cover and service you expect